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Qapital: Set & Forget Finances

Category: Finance Date:2024-02-08 15:12:01

Rating: 4.2 Tags: Finance

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Introduction

Qapital is a revolutionary app that helps you take control of your finances and achieve your financial goals in a way that works for you. Using behavioral science, Qapital has developed a smarter money tool that allows you to navigate your financial universe without having to change your lifestyle. Say goodbye to traditional budgeting and hello to Qapitalizing. The app divides your paycheck into different categories, such as short-term goals, bills, and discretionary spending, ensuring that your money is allocated effectively. It also helps you build successful money habits by leveraging your existing habits instead of expecting you to develop new ones. With features like smarter checking, spending insights, and customized savings rules, Qapital empowers you to make smarter financial decisions. Plus, it caters to the needs of couples as well, allowing you to save together while still maintaining your individual accounts. Whether you're a seasoned investor or new to the game, Qapital Invest provides an easy and stress-free way to invest. Set your goals, choose a portfolio, and let Qapital handle the rest. With Qapital, achieving money happiness has never been easier.

Features of Qapital: Set & Forget Finances:

* Personalized Money Management: Qapital puts your financial goals at the forefront and helps you plan your spending, saving, and investing around them.

* Automated Budgeting: Qapital replaces traditional spreadsheets with scientifically designed money tools that assist you in taking control of your finances. It eliminates the need for manual budgeting and adapts to your existing habits.

* Payday Divvy™: As soon as you get paid, Qapital automatically divides your paycheck between short- and long-term goals, bills, and discretionary spending. Your money remains accessible for unforeseen expenses.

* Smarter Checking: Qapital offers an FDIC-insured checking account with various convenient features, including instant access to savings balances, free transfers from savings goals, a Visa® debit card compatible with Google Pay, direct deposit with early paycheck access, and bill pay, without any hidden fees.

* Smarter Spending: Qapital's smart money manager helps you understand your spending habits on a weekly basis. It provides insights that can help you make better financial decisions and identify areas where you can save.

* Smarter Saving and Investing: Qapital allows you to set savings goals and automate your savings through smart rules. Additionally, Qapital Invest provides an easy way to start investing by selecting a portfolio and timeline tailored to your goals, with professional management and guidance.

Conclusion:

Qapital is a revolutionary money management app that takes a personalized approach to help you achieve financial happiness. It replaces traditional budgeting methods and provides automated tools to simplify your finances. By seamlessly integrating with your existing bank account, Qapital empowers you to easily set and achieve your financial goals. From automated paycheck allocation to smart spending insights, Qapital ensures that your money works for you. With its robust features for checking, saving, and investing, Qapital is the comprehensive solution for individuals and couples alike. Take control of your finances with Qapital - download now to experience a hassle-free and rewarding financial journey.

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More Information

File size: 42.00 M Latest Version: 4.89.0

Requirements: Android Language: English

Votes: 283 Package ID: com.qapital

Developer: Qapital, LLC

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Comment

  • worth the monthly fee, though i should say i started as a free user when i was not making a lot (student working part time), and by the time i needed to start paying i was making more money. the rules are flexible and have adapted really well to my changing financial situations. clean interface, i like being able to customise the header images for my goals, i have the debit card, it's nice, it's easy.
    2024-02-11 20:29:59
  • Liked the app, then it stopped linking with my bank account and the difficulty trying to get it fixed made me decide to just cancel. Contacted support to close the account and the steps they give don't work on app. Support can't do it/don't respond to email requests, so I'm paying a monthly fee for an app that doesn't work and I can't close. Not sure what's going on with their recent updates but I would stay far, far away and not recommend letting them anywhere near your money.
    2024-02-11 07:33:07
  • I'm not great at budgeting so this has really helped me save. The ability to have multiple goals and shared goals is amazing! You can save as fast or as slow has you want by changing your savings rules so it will always fit your budget, and it will also pause taking money from your account if your balance is too low. Overall I definitely recommend giving it a try!
    2024-02-10 23:57:01
  • As useful as I had hoped it would be, and that's saying a lot, as I tend to have kinda unrealistic expectations for most things lol. It's customizable, user-friendly, and useful enough that I actually recommend it to people pretty often! If you are a mindless debit card spender, this could also be a very useful tool for that. It can also be a backup if you leave yourself in a pinch, as you have some money aside that you can put back into your bank if need be. all around great app! I LOVE IT!
    2024-02-10 18:40:19
  • I lovED this app, recent changes to the UI have made it more difficult to navigate. I use to love the ability to drag and locate highs and lows on my investment accounts but that is no longer an option for those that are using the investments tool. In addition to this I have noticed that it is a little overly complicated to change your address. A little annoying but something that can use some improvement. Seriously though bring back the drag option on the investment accounts, its seriously something I'm bummed out about and even with the UI update you could still keep this feature, I don't know why you got rid of it in the first place
    2024-02-10 17:24:54
  • For a short time this was a great app. Signed up back when it was free and it worked perfectly...for about 2-3 months then "something" happened, my bank needs to be reconnected but can't be. nothing was or has changed on either the app end or the bank end at the time. This break happened October 2018, two support tickets later, no resolution and the "we've sent it to the data provider" go nowhere response. Deleting/reinstalling will just COST money because of the update so I am forever in limbo
    2024-02-10 16:18:20
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