Viettel Money

Viettel Money is a comprehensive digital finance app that brings payments, transfers, cash services and basic banking functions into a single mobile experience, ideal for users who want fast, simple access to everyday money tasks. The app enables phone-to-phone transfers, transfers to bank accounts or cards, mobile top-ups, bill payments and in-app financial services such as savings, investments and loans—while supporting multiple funding sources and cash in/out at partner locations. If you need an all-in-one wallet with broad coverage and built-in security, Viettel Money offers a practical, easy-to-use solution on your phone.

Key Features

⭐ Fast transfers to phone numbers and to bank accounts or cards at more than 40 Vietnamese banks.

⭐ Multiple funding sources including Mobile Money balance, a digital bank account and linked domestic bank cards.

⭐ A nationwide cash deposit and withdrawal network with over 100,000 transaction points and optional home cash delivery across 63 provinces.

⭐ Wide payment options for mobile top-ups, data packages, utilities, TV and Internet bills, tickets and game cards.

⭐ In-app financial services such as savings, digital investments, online loans and instant MasterCard issuance.

⭐ Viettel Money implements international security standards for account protection and encrypted transactions.

Advantages

✅ Quick registration and account verification directly on your phone for immediate access to basic services.

✅ Broad coverage with thousands of agent points and many locations operating daily from 08:00–20:00, including holidays, for convenient cash operations.

✅ Support for a wide range of services—transfers, bill payments, booking and financial products—so you can manage many needs inside one app.

✅ Strong security posture with compliance to PCI DSS and use of encryption standards to protect user data.

Disadvantages

❎ Some in-person cash deposit or withdrawal points maintain limited opening hours, which may require planning for physical transactions.

❎ Loan products can carry relatively high interest rates; some offers document maximum annual rates up to 45%, with an example monthly payment of 604,167 VND for a 5,000,000 VND loan over 12 months at that rate.

❎ Certain features such as Mobile Money are tied to specific subscriber eligibility and may not be available to every user immediately.

Development Team

The service is developed and operated by Viettel's digital services unit under the Viettel Group, a major telecommunications and technology conglomerate. The operator holds regulatory approvals and payment intermediary licenses granted by national authorities and maintains a registered corporate presence and headquarters in Hanoi.

Market Performance

The ecosystem advertises coverage of over 100,000+ transaction or experience points nationwide and offers more than 300 services and utilities, with home cash delivery available across 63 provinces and a large nationwide agent network to support cash in/out and customer access.