Petal

Petal is a financial technology company that aims to provide financial innovation and opportunity for everyone. They use modern technology to help people build credit, avoid debt, and spend responsibly. Petal offers two credit card options - PETAL1 and PETAL2. PETAL1 is designed for those who want to improve their credit score and has no annual fee. PETAL2 is their most advanced card, with no fees and a higher credit limit. Both cards offer cashback rewards from top brands and local businesses. Petal's app allows users to track their credit score, set a budget, manage subscriptions, and view all accounts in one place. Petal reports to all three credit bureaus and previous credit history is not required to qualify. The technology used by Petal ensures lower variable APRs.

The Petal App offers six advantages:

- Financial Innovation and Opportunity: Petal aims to bring financial innovation and opportunity to everyone by using modern technology to help people build credit, avoid debt, and spend responsibly.

- Expanded Credit Qualification: Instead of solely relying on credit scores, Petal uses millions of additional data points to help more people qualify for credit, even if they have never had it before.

- Petal - Designed for those seeking to improve their credit score, Petal 1 has no annual fee and offers a credit limit between $300-$--

- Petal - Petal 2 is the most advanced card yet, offering all the perks of a cashback card without any fees. It has no annual fee, late payment fee, foreign transaction fee, or any other kind of fee. The credit limit for Petal 2 is between $300-$--

- Cashback Offers: Both Petal cards come loaded with 2%-10% cashback offers from top brands and over 500 local businesses.

- Financial Management and Reporting: With the Petal app, users can track their credit score, set a budget, manage subscriptions, and see all their accounts in one place, providing better control over their finances.

Additionally, Petal reports to all three credit bureaus and previous credit history is not required to qualify. The technology behind Petal results in lower variable APRs, and Petal 2 has no fees of any kind.