Moneybox - Save and Invest

Moneybox is a saving and investment app that allows users to grow their money through investing. With a starting investment as little as £1, users can choose from a range of accounts, including Stocks and Shares ISA, Lifetime ISA, Junior ISAs, Personal Pension, and Savings accounts. The app provides tools such as a Lifetime ISA Calculator and ISATime Machine to help users plan for their future. Moneybox also offers a socially responsible option for investing in companies that consider environmental, social, and governance factors. Additionally, the app helps users find and combine their old pensions into one simple pot. Users can also save for their first home with a Cash Lifetime ISA and receive free Mortgage Advice. Moneybox is authorized and regulated by the Financial Conduct Authority and offers trusted and transparent services with bank-level encryption for personal information.

The content outlines the following advantages of the Moneybox app:

- Range of accounts: Moneybox offers a variety of accounts including Stocks and Shares ISA, Lifetime ISA, Junior ISAs, Personal Pension, and Savings accounts, allowing users to choose the account that best suits their needs.

- Planning tools: The app provides tools such as a Lifetime ISA calculator and ISATime Machine to help users plan and save for their future.

- Automatic savings: Users can set up regular deposits or round up their everyday card purchases to save or invest the spare change. This makes saving and investing a part of their everyday life.

- Investment options: Moneybox offers three simple starting options - cautious, balanced, and adventurous - which determine how the savings are split between a range of tracker funds. Users can invest in leading companies from around the world, including socially responsible options.

- Pension consolidation: The app allows users to find and combine their old workplace pensions into one simple pot, helping them build a retirement fund worth waiting for.

- First home and mortgage assistance: Moneybox offers a market-leading Cash Lifetime ISA, where users can save up to 拢-000 per year and get a 25% government bonus towards their first home. They also provide free mortgage advice to help users find a mortgage that's right for them.